o EPO Tandem Narrow
o EPO Low Option
o EPO High Option
o High Deductible Health Plan (HDHP)
• KAISER PERMANENTE PLANS
o HMO Low Option
o HMO High Option
• COUNTY DENTAL PLANS
o Delta Care USA – DHMO
o Delta Care PPO
• COUNTY VISION PLAN
o VSP Vision Care
• COUNTY FIRE HEALTH PLANS
o If you are considering employment with the County as a Firefighter and would like information about available health plans through the Union, please contact SBCO Fire Department at 805-681-5500 for more information
The County of Santa Barbara contributes a fixed dollar amount toward the employee and dependent medical and dental premiums. The County contribution amounts, premium rates and pre-tax costs for permanent full-time employees are listed below
BASIC LIFE AND AD&D: This policy pays the employee’s beneficiary a lump sum if they die. AD&D provides another layer of benefits to either the employee or their beneficiary if the employee suffers from loss of a limb, speech, sight, or hearing, or the employee dies in an accident. Department Head benefit coverage is $50,000, Assistant Department Head coverage amount is $30,000, and all other employees’ benefit coverage amount is $20,000. The cost of coverage is paid in full by the County of Santa Barbara.
LONG-TERM DISABILITY INSURANCE: This policy pays an employee 60% of their basic monthly income when out on leave for longer than 60 days. The cost of coverage is paid in full by the County of Santa Barbara.
• EMPLOYEE PAID VOLUNTARY BENEFITS
TERM LIFE INSURANCE: This policy allows employees to purchase additional life insurance to protect their family's financial security.
WHOLE LIFE INSURANCE: This policy through Manhattan Life provides an employee with additional financial security and is designed to last through their retirement. A Facility Care Rider offers protection for Long Term Care expenses.
PERSONAL ACCIDENT INSURANCE (PAI): This policy provides additional protection for employee’s loved ones in the event the employee is killed or severely injured in a covered accident. Personal Accident Insurance can help the employee or their family deal with expenses and financial obligations that arise in the wake of a serious accident.
ACCIDENT INSURANCE: This policy helps an employee pay for the out-of-pocket costs an employee may experience after an accident.
CRITICAL ILLNESS INSURANCE: This policy is an affordable way to protect against the financial stress of a serious illness. It pays a lump-sum benefit if an employee is diagnosed with a covered illness or condition.