Flexible Spending & Health Savings Accounts

Flexible Spending Account (FSA)

The County of Santa Barbara offers you a Medical, Dependent Care and/ or Limited Purpose Flexible Spending Account (FSA) through Benefits Coordinator Corporation (BCC). In order to keep the accounts active, a minimum employee contribution of $1.00 per pay period is needed for Healthcare FSA, Dependent Care FSA and Limited Purpose FSA. The Limited Purpose FSA is only available to Blue Shield HDHP plan members. You cannot have a Medical FSA and a Limited Purpose FSA but you can have a Limited Purpose FSA and a Health Savings Account (HSA).

Medical FSA Account

This plan allows you to pay for eligible out-of-pocket healthcare expenses with pre-tax dollars. Eligible expenses include medical, dental, or vision costs such as plan deductibles, copays, coinsurance amounts, and other non-covered healthcare costs for you and your tax dependents.  You can set aside up to $2,700.

Dependent Care FSA Account

This plan allows you to set aside up to $5,000 per household to pay for eligible out-of-pocket dependent care expenses with pre-tax dollars. Eligible expenses may include daycare centers, in-home child care, and before or after school care for your dependent children under age 13. Other individuals may qualify if they are considered your tax dependent and are incapable of self-care. For more Information.

Health Savings Account (HSA)

A Health Savings Account (HSA) is available to employees who participate in the Blue Shield High Deductible Health Plan (HDHP). This is a tax-advantaged savings account that allows you to save pre-tax dollars to pay for qualified health expenses.

Mass Transit and Parking FSA Account

The County of Santa Barbara allows you to participate in a Mass Transit and Parking Flexible Spending Account.  

Use the money for all of your eligible work-related transit and parking expenses. Ineligible expenses include tolls, car maintenance, carpools and gasoline.

Mass Transit – these consist of vouchers, passes and fare cards for transportation via bus, commercial vanpool or train. The maximum IRS allowance for 2020 is $270 per month. You must contribute a minimum of $10 per month.

Parking – includes parking at or near work, parking at or near a transportation site and Park & Ride expenses. The maximum IRS allowed amount for 2020 is $270 per month. 

COSB Employee User Guide w Revision date

How to Enroll and Manage Your FSA Account

BCC's My SmartCare- An Employee's Use

SmartCare Registration Instruction

SmartCare Portal Online Claims Submission Instructions

Flexible Spending Account Reimbursement Request Form (PDF)

COSB Parking and Mass Transit for 2020

COSB FSA Brochure 2020

COSB Parking and Mass Transit Reimbursement